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Clive005

New member
We we just got back from three weeks in Phuket and have a bad case of the traveling bug, We now plan a OS trip once a year, any one have any experience using collecting frequent flyer point, I have been looking at some of the credit cards with ff bonuses
Any advice would be apriciated.

 

WoodyAllen

Well-known member
Um. OK. They can be a trap.

For starters, check your annual fee. That can be most of a cheap flight.

Check how much you earn per dollar in points. Then check to see how many of those points convert to FF points for flights. Often its 2:1 so you get half.

If you don't pay your card off every month, you are not getting anything as the fees and interest will be worth more than the points.

Check to see if there is a limit on how many points you can earn in a month.

Generally, if you are rich and spend up big on credit cards but can pay them off every month, they are worth the effort. Otherwise, just keep an eye out for flight specials. I am told by those in the know that they are better for upgrading than actually buying flights. So you buy a cheap seat then use your points to upgrade to something more comfortable. Just check that the airline will let you do it though as some sectors they don't allow that.
 

StrungOut

Hooded Kunce
Basically what was outlined, cards with rewards generally have a fee a bit higher than normal, and the interest on them is a lot larger than one without rewards. Like what was said above, if you purchase everything on a card and simply pay it off each month then it is a good system, but once that system breaks then you get a bit screwed
 

Clive005

New member
Basically what was outlined, cards with rewards generally have a fee a bit higher than normal, and the interest on them is a lot larger than one without rewards. Like what was said above, if you purchase everything on a card and simply pay it off each month then it is a good system, but once that system breaks then you get a bit screwed
Thanks for the replies as long as I don't go into debt can't go wrong I just received a American Express Velocity card and the wife is waiting for hers seems like a good deal to me, enough point for the both of us to fly to Singapore return and a fry domestic flight every year
 
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