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Single Income Partnerships/Marriage

I'm told that we can claim 50% of that so it works out about $45 a day but if course you need to have the cash flow to cover it. Won't matter to us right now as the missus will take 12 months off but the waiting lists are long here so we just need to get out names on the list if we think we might need to use it in the future
 
It is getting to the point that all couples will need two incomes. It is basic economics. If people have money they will spend it. When more cash finds its way into a family they get a bigger house or more stuff or (worst of all) they pay more for the average house. The end result is that they have no $ left over and in real terms they are no better off than they were originally. As prices rise, it forces others into the same position.

Compare house prices to average earnings and then look at the average earnings per household. It is no coincidence that they have both moved at the same time.

I am all for for female equality but I don't think they quite knew what they were getting themselves into. I think they wanted the choice and within 30 years it has almost become mandatory.
 
There is some problems in society at the moment where we have a want it now mentality.

People want want want, and they become a slave to the loans they have.

I have no debts and we easily survive on a single income that is not very high, we had a 300K mortgage for a huge house in Sydney that was killing us, sold the house and life has never been better.

My parents, me and my brother were living in a 2 bedroom unit with one bathroom, a living area and a small kitchen, and no air con till I was 15, with me and my brother sharing a room. Then they bought a modest 3 bedroom house, with a bathroom, living area kitchen and dining, and air con in the lounge only, and no garage lived there till I was 21 and moved out and bought my own place, a three bedroom townhouse with double garage, already better than what my parents were still living in.

Then build a 6 bedroom 4 garage three bathroom rumpus ducted AC, ducted vacuum etc etc 50 square home........was nice to live in, but lost all my life, just working working working, and always struggling. Finally sold it last year, and moved into a modest 4 bedroom in the country, this is living.

No need for two incomes, get to spend time with family, go fishing, go hunting, train etc etc. When I finish work the misses has everything done so we have time to do stuff, go away for week ends, go camping etc etc.
 
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kaz said:
Per day!?!
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Yes Kaz per day and that seems quite cheap and you would probably have to be on a waiting list for 12-18 months to get a spot, and then you have to pay regardless of weather the kids are there or not!!! So if you are going away for a week or two you still have to pay, if your kids get sick they will not be allowed to attend and you still have to pay.

You must have missed my post, I shelled out over $30.000 in child care in just under 12 months for two kids, add to that the cost of her travelling to work and buying lunch and associated work expenses, what is the point in my misses working??
 
I find it funny that the child care centers are not open on public holidays but you still have to pay for that day.
But in saying that child care workers are not paid enough IMO
 
I've been home with our little one for 22 months now. I'm going back to work in June, probably minimum 1 shift per week. Can't rely in my partner to be home to help as he works anywhere, away, no real rhyme or rhythm to it.
Child care here is ridiculous in waiting lists. We are not on them.
I am hoping to find someone for this one shift. Day would be preferable I guess, but I do what I'm told with work.
That will be sorted out soon when I go in to chat with work.

My neighbour who happens to be high up in the C&K child care system said my child doesn't need child care for the socialisation & learning as I am providing that. (Good to know)

I don't dress 'pretty' as I am dressed to play at a moments notice, even while we're out. So I want to be able to play & get dirty.

We want more kids, but that hasn't happen yet, hence my need to return to work as I don't want to just quit, as my other half flippantly says to do.

Even when I worked, for longer hours than my OH, I would come home & he'd say 'I'm hungry!' Well he'd been sitting there for near 2 hours on his arse watching tv! You wonder why I threw dinner at him. So no, my oh needs to contribute more instead on leaving the house a filthy pig sty. I'm not his personal slave.
 
Oh I don't earn a ridiculously high income like my oh. But I love my job, so I get my fighting pants on when he says I have to get a real job. I'm a paramedic, he's an engineer. Go figure, I do have a real job, too bad I say.
 
For 8 years I've made dinners in the household, but starting lifting I still manage to make dinner in between sets and wipe up. So he offered to make dinners on the BBQ this summer. Now while I'm training he goes "geez I wish I didn't have to do everything around the house".
I work 45hrs a week plus travel, he works 36 and only 4 days. He should be doing more than me!!!
 
Bugger having kids. We don't have family down here to look after them so we'd be forced to use childcare.
We'd have to have a MAJOR luxuries strip to live on a single income as well as keep paying off the principle on the mortgage.
 
Big Mick said:
There is some problems in society at the moment where we have a want it now mentality.

People want want want, and they become a slave to the loans they have.

I have no debts and we easily survive on a single income that is not very high, we had a 300K mortgage for a huge house in Sydney that was killing us, sold the house and life has never been better.
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Agree with you on that.
To many people borrowing large and then struggling to make the payments
and having no quality of life and no/little time to spend with their family
 
When we went for our home loan, the lenders response at the amount we wanted to borrow was: Is that all? But you can have $___,___...... um, no thanks!
 
Im on a disability payment, wife is at tafe, we have a child with sort of special needs (got three kids all up) we pay a just over a third of our income in rent, I drive a $1500 Hyundai, we eat good and have a lot of fun though are usually broke. We can survive on less than what a decent single income would be, but you gotta plan everything, we got the show in April, we are already planning for it.
 
Mickydoo said:
Im on a disability payment, wife is at tafe, we have a child with sort of special needs (got three kids all up) we pay a just over a third of our income in rent, I drive a $1500 Hyundai, we eat good and have a lot of fun though are usually broke. We can survive on less than what a decent single income would be, but you gotta plan everything, we got the show in April, we are already planning for it.
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Good on you Micky, some tough circumstances there but awesome you are all having fun. What show?
 
Just the local show that comes to town, we went last year we spent $200 bucks in 2 hours on a few rides and showbags (remember when I was a kid $20 and you were rich at the local show lol) We want to do it better this year, I know its a lot of money but its all about the kids :)
 
Our first was born in Feb '08, I was 22 and missus was 21 and she had just finished working early Jan'08, I think (shocking memory).

I told the mrs I'd work the first two years as hard as I could and she would look after our little one then we would re-evaluate where we were at and we did just that.

Picked up a job at Melbourne Airport as a baggage handler started in Oct '07 and going from McDonalds manager to that it was like we were swimming in it $$$

May 2011 I was still working hard and our number 2 arrived but in Oct that year I copped a back injury and was put on Workcover for 6 months. I was on restricted duties but my injury put alot of stress on myself and partner emotionally and physically.

We wanted a change for our family and I needed to rest my back so we decided to swap roles and move to Perth where the mrs would work for us and I would look after the kids and we did just that. In March '12 I resigned and we made the move west.

Nearly a year on and I've been at home with our two daughters and our oldest has just started pre-primary.

I am now looking to get a part time job possibly arvo/night shift for the time being as the missus wants to do wax/tanning from home in her spare time.

We have lived quite comfortably on a single income for the past 5 years paying rent, car loan and general living expenses etc but we aim to have two wages coming in so we can save to travel and experience life before we even look into buying a house or make any decisions along those lines.

tl:dr
single income 5 years
doing well for ourselves
want more, time for 2 incomes
 
Mickydoo said:
Just the local show that comes to town, we went last year we spent $200 bucks in 2 hours on a few rides and showbags (remember when I was a kid $20 and you were rich at the local show lol) We want to do it better this year, I know its a lot of money but its all about the kids :)
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Awesome Micky, they'll have a blast. Yep, $5 show bags and $1 rides are long gone. I loved sideshow alley at the Canberra show growing up.
 
I kind of think a relationship is a partnership, so you'd expect both to do what they can to help out. I separated from my sons mother- my ex- years ago. Funnily now things are fairer, in terms of the economics and parenting. When we were together nearly everything was me- patenting, rent, food and bills- even though she worked- she was selfish. Good on your brother Kaz.
 
Absolutely its a partnership! If I lost my job i'd take the next job available to keep money coming in. Some people take so much for granted!

When my husband lost his job, he worked at a tip to keep money coming in. You do what you gotta do!
 
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